Pathway Financial October 5, 2024
Debt Resolution Solutions
Overwhelmed by debt? Through debt resolution, we work with creditors to lower what you owe and create a clear plan to get you in control of your financial situation.
Jason M.
Los Angeles, CA
“A collection of caring, knowledgeable individuals invested in their clients’ financial wellbeing from the first conversation through every step of the journey.”
Total Debt
$24,600
Reduced Debt
$12,300
Monthly Payment
$410
Total Savings
$12,300
Bernard H.
Little Rock, AR
“I can’t express how grateful I am to have been on the path to becoming debt free. They helped me see that the path is clear and the best choice.”
Total Debt
$35,400
Reduced Debt
$19,400
Monthly Payment
$540
Total Savings
$19,400
Deborah K.
Miami, FL
“They actually listened and were polished, knowledgeable and positive, yet I knew that they were not only listening to me. They were hearing me.”
Total Debt
$19,800
Reduced Debt
$9,900
Monthly Payment
$330
Total Savings
$9,900
Jonathon M.
New York, NY
“I recognize top-notch customer service when I see it, and what they provided was no exception. Truly appreciated the help. Thank you”
Total Debt
$72,000
Reduced Debt
$39,600
Monthly Payment
$1,080
Total Savings
$39,600
Amanda C.
Detroit, MI
“In not having a clue about how debt relief works, I had l lots of questions. They patiently answered each one in a clear, understandable way.”
Total Debt
$33,800
Reduced Debt
$18,600
Monthly Payment
$510
Total Savings
$18,600
Thomas J.
New York, NY
“They patiently explained the program to me and answered all my questions in a clear manner, so I am grateful we spoke because they gave me hope.”
Total Debt
$47,300
Reduced Debt
$26,000
Monthly Payment
$720
Total Savings
$26,000
Katy S.
Indianapolis, IN
“They were thorough in the explanation of the program and the great benefits, but also patient, and answered all questions. I’d recommend them!”
Total Debt
$12,900
Reduced Debt
$6,400
Monthly Payment
$220
Total Savings
$6,400
Jason M.
Los Angeles, CA
“A collection of caring, knowledgeable individuals invested in their clients’ financial wellbeing from the first conversation through every step of the journey.”
Total Debt
$24,600
Reduced Debt
$12,300
Monthly Payment
$410
Total Savings
$12,300
Bernard H.
Little Rock, AR
“I can’t express how grateful I am to have been on the path to becoming debt free. They helped me see that the path is clear and the best choice.”
Total Debt
$35,400
Reduced Debt
$19,400
Monthly Payment
$540
Total Savings
$19,400
Deborah K.
Miami, FL
“They actually listened and were polished, knowledgeable and positive, yet I knew that they were not only listening to me. They were hearing me.”
Total Debt
$19,800
Reduced Debt
$9,900
Monthly Payment
$330
Total Savings
$9,900
Jonathon M.
New York, NY
“I recognize top-notch customer service when I see it, and what they provided was no exception. Truly appreciated the help. Thank you”
Total Debt
$72,000
Reduced Debt
$39,600
Monthly Payment
$1,080
Total Savings
$39,600
Amanda C.
Detroit, MI
“In not having a clue about how debt relief works, I had l lots of questions. They patiently answered each one in a clear, understandable way.”
Total Debt
$33,800
Reduced Debt
$18,600
Monthly Payment
$510
Total Savings
$18,600
Thomas J.
New York, NY
“They patiently explained the program to me and answered all my questions in a clear manner, so I am grateful we spoke because they gave me hope.”
Total Debt
$47,300
Reduced Debt
$26,000
Monthly Payment
$720
Total Savings
$26,000
Katy S.
Indianapolis, IN
“They were thorough in the explanation of the program and the great benefits, but also patient, and answered all questions. I’d recommend them!”
Total Debt
$12,900
Reduced Debt
$6,400
Monthly Payment
$220
Total Savings
$6,400
Calculate how much you can save.
Let us know what you owe, and we’ll estimate your savings.
You can save up to 55% on your debt, saving thousands and getting out of debt in as little as 30 months.
How Debt Resolution Services Work
Call us for a free consultation.
Call us for a free consultation.
Let our debt experts review your finances and check your debt relief options.
We create a Debt Management Plan.
We create a Debt Management Plan.
We build a personalized debt management plan around your finances.
Get out of debt faster than before.
Get out of debt faster than before.
We work with your creditors to reduce the amount of debt you owe them.
As featured in
Work With the Top Debt Resolution Specialists
Resolve Your Unpaid Debts
We work with your lenders to resolve qualified debts and lower what you owe. This gets it paid off faster, saves you money on the loan, and reduces interest.
Simplify Your Payments
Instead of keeping up with so many different payments and due dates, we help turn it into one fixed monthly payment that goes through a secure account.
Clear Resolution Planning
Move away from revolving balances with a clear debt resolution strategy. We’ve helped hundreds of people resolve their debts and rebuild financial stability.
Proven Debt Resolution Solutions
Learn how debt resolution works and how we help you resolve your debt. Through debt management plans, consolidation, and settlement, we adjust your balances and organize terms. That gets you reduced debt, easier payments, and a clear path toward becoming debt-free.
Trusted by 500+
Satisfied Clients
Our mission is to help people regain control of their financial situation.
Mark Joanis
Founder & CEO of Pathway Financial
Jason M.
Los Angeles, CA
Jason reduced 50% of his debt.
“A collection of caring, knowledgeable individuals invested in their clients’ financial wellbeing from the first conversation through every step of the journey.”
Total Debt
$24,600
Reduced Debt
$12,300
Monthly Payment
$410
Total Savings
$12,300
Bernard H.
Little Rock, AR
Bernard reduced ≈55% of his debt.
“I can’t express how grateful I am to have been on the path to becoming debt free. They helped me see that the path is clear and the best choice.”
Total Debt
$35,400
Reduced Debt
$19,400
Monthly Payment
$540
Total Savings
$19,400
Deborah K.
Miami, FL
Deborah reduced 50% of her debt.
“They actually listened and were polished, knowledgeable and positive, yet I knew that they were not only listening to me. They were hearing me.”
Total Debt
$19,800
Reduced Debt
$9,900
Monthly Payment
$330
Total Savings
$9,900
Jonathon M.
New York, NY
Jonathon reduced 55% of his debt.
“I recognize top-notch customer service when I see it, and what they provided was no exception. Truly appreciated the help. Thank you”
Total Debt
$72,000
Reduced Debt
$39,600
Monthly Payment
$1,080
Total Savings
$39,600
Amanda C.
Detroit, MI
Amanda reduced 55% of her debt.
“In not having a clue about how debt relief works, I had l lots of questions. They patiently answered each one in a clear, understandable way.”
Total Debt
$33,800
Reduced Debt
$18,600
Monthly Payment
$510
Total Savings
$18,600
Thomas J.
New York, NY
Thomas reduced 55% of his debt.
“They patiently explained the program to me and answered all my questions in a clear manner, so I am grateful we spoke because they gave me hope.”
Total Debt
$47,300
Reduced Debt
$26,000
Monthly Payment
$720
Total Savings
$26,000
Katy S.
Indianapolis, IN
Katy reduced ≈50% of her debt.
“They were thorough in the explanation of the program and the great benefits, but also patient, and answered all questions. I’d recommend them!”
Total Debt
$12,900
Reduced Debt
$6,400
Monthly Payment
$220
Total Savings
$6,400
Gwen L.
Boise, ID
Gwen reduced 55% of her debt.
“I recognize top-notch customer service when I experience it, and what they provided was no exception. Truly appreciated the help. Thank you!”
Total Debt
$58,000
Reduced Debt
$31,900
Monthly Payment
$870
Total Savings
$31,900
Tammie M.
New York, NY
Tammie reduced 55% of her debt.
“Very knowledgeable in explaining how I could use the program to become debt free. At the end of our conversation, I was confident in my decision.”
Total Debt
$42,000
Reduced Debt
$23,100
Monthly Payment
$630
Total Savings
$23,100
Tina V.
Detroit, MI
Tina reduced 50% of her debt.
“I talk for hours & they are kind, understanding, helpful, non-judgmental, and amazing to work with! I can not say enough good things about them.”
Total Debt
$28,500
Reduced Debt
$14,250
Monthly Payment
$475
Total Savings
$14,250
Tina V.
Detroit, MI
Tina reduced 50% of her debt.
“I talk for hours & they are kind, understanding, helpful, non-judgmental, and amazing to work with! I can not say enough good things about them.”
Total Debt
$28,500
Reduced Debt
$14,250
Monthly Payment
$475
Total Savings
$14,250
Tammie M.
New York, NY
Tammie reduced 55% of her debt.
“Very knowledgeable in explaining how I could use the program to become debt free. At the end of our conversation, I was confident in my decision.”
Total Debt
$42,000
Reduced Debt
$23,100
Monthly Payment
$630
Total Savings
$23,100
Gwen L.
Boise, ID
Gwen reduced 55% of her debt.
“I recognize top-notch customer service when I experience it, and what they provided was no exception. Truly appreciated the help. Thank you!”
Total Debt
$58,000
Reduced Debt
$31,900
Monthly Payment
$870
Total Savings
$31,900
Katy S.
Indianapolis, IN
Katy reduced ≈50% of her debt.
“They were thorough in the explanation of the program and the great benefits, but also patient, and answered all questions. I’d recommend them!”
Total Debt
$12,900
Reduced Debt
$6,400
Monthly Payment
$220
Total Savings
$6,400
Thomas J.
New York, NY
Thomas reduced 55% of his debt.
“They patiently explained the program to me and answered all my questions in a clear manner, so I am grateful we spoke because they gave me hope.”
Total Debt
$47,300
Reduced Debt
$26,000
Monthly Payment
$720
Total Savings
$26,000
Amanda C.
Detroit, MI
Amanda reduced 55% of her debt.
“In not having a clue about how debt relief works, I had l lots of questions. They patiently answered each one in a clear, understandable way.”
Total Debt
$33,800
Reduced Debt
$18,600
Monthly Payment
$510
Total Savings
$18,600
Jonathon M.
New York, NY
Jonathon reduced 55% of his debt.
“I recognize top-notch customer service when I see it, and what they provided was no exception. Truly appreciated the help. Thank you”
Total Debt
$72,000
Reduced Debt
$39,600
Monthly Payment
$1,080
Total Savings
$39,600
Deborah K.
Miami, FL
Deborah reduced 50% of her debt.
“They actually listened and were polished, knowledgeable and positive, yet I knew that they were not only listening to me. They were hearing me.”
Total Debt
$19,800
Reduced Debt
$9,900
Monthly Payment
$330
Total Savings
$9,900
Bernard H.
Little Rock, AR
Bernard reduced ≈55% of his debt.
“I can’t express how grateful I am to have been on the path to becoming debt free. They helped me see that the path is clear and the best choice.”
Total Debt
$35,400
Reduced Debt
$19,400
Monthly Payment
$540
Total Savings
$19,400
Jason M.
Los Angeles, CA
Jason reduced 50% of his debt.
“A collection of caring, knowledgeable individuals invested in their clients’ financial wellbeing from the first conversation through every step of the journey.”
Total Debt
$24,600
Reduced Debt
$12,300
Monthly Payment
$410
Total Savings
$12,300
Debt Resolution Options That Reduce What You Owe
Credit Cards
Lower high-interest credit card balances through structured debt
Personal Finance
Improve monthly cash flow and regain financial stability with personalized debt relief strategies.
Personal Loans
Restructure overwhelming personal loan payments with debt settlement and debt negotiation options.
Marital Debt
Resolve joint, shared, or divorce-related unsecured debt through the marital debt relief program.
Retirement Debt
Protect your fixed income through retirement debt relief and strategic settlement solutions.
Student Debt
Access private student loan debt relief options designed for financial hardship and repayment plans.
Unemployment Debt
Enroll in hardship-based debt relief programs after job loss to settle qualifying debts with creditors.
Unsecured Debt
Settle unsecured debts, like personal loans and medical bills, through debt negotiation programs.
Veteran Debt
Get specialized debt relief solutions designed to support veterans facing financial challenges
Working With the Best Debt Resolution Program
Dedicated Expert Support
Work directly with an experienced debt resolution specialists who guide you throughout the process. They resolve loans with creditors so you get better terms.
Proven Resolution Program
We create a personalized debt resolution plan based on your income and obligations, giving you a clear path forward to become become fully debt-free.
Transparent Communication
You’ll receive clear updates, realistic timelines, and full support throughout the program, so you always understand your progress and next steps.
Turn to us.
We can help.
Our debt experts are here to review your finances, explore debt relief options, provide support, and help you regain control of your financial future.
50%
Average Debt Savings
4.8
Trustpilot
Score
5.0
Star Rating on
Google
$0
No Hidden or
Upfront Fees
50%
Average Debt Savings
4.8
Trustpilot Score
5.0
Star Rating on Google
$0
No Hidden or Upfront Fees
Frequently Asked Questions About Debt Resolution Solutions
If your payments feel overwhelming and balances aren’t going down, debt resolution may give you a structured way to get out of debt. Here’s what you need to know.
What is debt resolution and how does it work?
Debt resolution is a way to make paying unsecured debts like credit cards easier when the payments become too hard to keep up with.
Instead of trying to juggle high-interest debts on your own, you work with debt specialists who create a debt resolution plan and deal with your creditors for you.
A debt specialist will:
- Look at how much you owe and review your financial situation
- Help you set up a fixed monthly payment you can afford to pay
- Work directly with your creditors to try to lower or resolve your debts
- Use the money you’ve saved to pay off debts once creditors agree to a lower amount
These can make your debt payments easier to manage and help you become debt-free sooner than you expected.
What is a debt resolution plan?
A debt resolution plan describes your timeline to pay off your debts. The plan includes details on what loans can be reduced, what repayment plans look like, and the overall timeline.
It can also include budgeting and debt reduction estimates based on what the specialist believes the lender will settle with.
Do debt resolution programs work?
Yes, debt resolution programs can work if you stick with the debt resolution plan. It can also get your debt reduced by up to 55%, on top of getting your repayment plan adjusted.
One of the biggest benefits is that you don’t have to deal with multiple creditors, negotiations, and payments on your own. The program already organizes everything into one clear plan.
While these programs can be effective, they’re limited by:
- Whether your creditors are willing to negotiate to lower or resolve your debt
- The total unsecured debt you enroll in the program
- Your financial situation and hardship
- Your consistency of monthly payments
When these things line up, debt resolution can help lower what you owe and help you get out of debt faster than just making minimum payments.
Which debt resolution programs are the most reliable?
Look for programs offered by BBB-accredited agencies and organizations affiliated with groups like the NFCC (National Foundation for Credit Counseling) or FCAA (Financial Counseling Association of America).
These agencies offer Debt Management Plans (DMPs) before even starting, so you have a chance to review and sign off. Reliable debt resolution programs generally don’t require upfront fees either.
Trust matters when you’re getting help with your finances. Choosing programs from accredited organizations can help make sure you’re working with a provider you can rely on as you work toward resolving your debt.
How does debt resolution affect your credit?
When you enter a program, some accounts may have delays in their payments during negotiations with creditors. Because of that, or the outcome of the settlement, your credit score can go down for a period of time.
How much it affects your credit can depend on things like:
- What your credit looked like before the program
- How creditors report settled accounts
- How many debts you include in the program
- Your overall financial situation
Even with the risk, many still choose debt resolution when their payments have become too hard to manage because it’s still a much more manageable option than going to court or declaring bankruptcy.
The good news is that as your debts get reduced and paid off, you can start rebuilding your credit score and improving your financial situation over time.
Debt Resolution Service Guides
Pathway Financial October 5, 2024
What is the the Best Debt Relief Option?
Pathway Financial October 5, 2024
Get Out of Debt with Debt Resolution Options
Talk to a debt expert. A dedicated debt resolution specialist reviews your finances, explores your debt relief options, and supports you throughout your journey.
Get a personalized plan. Our advisors take the time to understand your unique situation to create a debt management plan that’s specific to your needs.
No upfront fees to start. We make sure you get clear explanations and guidance first. There’s no commitment or immediate cost to start with our debt resolution solution.
Speak to our debt resolution solutions expert now:
Speak to our debt resolution solutions expert now:
